About Apollo Business Finance

We say yes when others say no

Apollo Business Finance is a manager-owned invoice finance lender based in Manchester. We help UK businesses get paid today instead of waiting 30, 60 or 90 days, including the ones the banks won’t fund.

Our Story

Built to say yes

Apollo started in 2016 after seeing a common issue: too many good businesses were being turned down for funding over their size, their credit history or a CCJ. The high street banks and other lenders saw barriers. We saw businesses worth backing.

So we built a business that looks at the whole picture, funds on the strength of your invoices, and treats a setback as part of the story rather than the end of it.

A founding team of four has grown into a team of more than twenty. In March 2024 we joined forces with Team Factors as a sister company. The same approach that started it all still runs through everything we do.

2016

Apollo is founded by a team of four, set up to fund the businesses high-street lenders turn away.

Growing up

The team grows to more than twenty finance specialists, backing businesses across the UK.

March 2024

A management buyout means we join forces with Team Factors as a sister company.

Today

Over £115m funded to UK SMEs in 2025, with the same people who built Apollo still leading it.

Our mission

To be the funding partner UK businesses trust, backing the people who build, rebuild, and grow.

Second chances, stronger futures

Setbacks happen. A CCJ, a past insolvency or a lean year doesn't define what a business can become. We look at where you're heading as much as where you've been.

Trusted advisors

Our people take the time to understand your business and offer genuine guidance. When you call, someone who knows your account picks up.

Built around your sector

Construction, transport, and new-start businesses each face different pressures. We design funding that fits how your industry actually works.

Fast, fair, and flexible

Simple processes and quick, in-house decisions, with facilities set up in as little as 48 hours and funds released within 24.

The Numbers

A track record you can trust

£115m+

In invoices paid out in 2025

2016

Backing businesses since

25+

People in our team

99%

Approval rate

Meet our leadership team

Lizzie Williams

Group Managing Director

Over a decade in the group, rising through credit control, risk and relationship management into leadership, and helping steer the business through its buy-out and growth.

John Day

Sales Director

One of Apollo’s original founders, now Sales Director and shareholder, with over 17 years in finance spent funding SMEs and building strong introducer relationships.

Who We Help

Funding built around your business

We fund businesses across the UK that sell to other businesses and wait too long to get paid. Some sectors we know especially well.

Invoice finance

We turn your unpaid invoices into same-day cash.

Construction specialism

Funding built for retentions, applications, and CIS.

Your sector

Transport, cleaning, recruitment and many more.

“Working with Apollo has literally saved my business. They’re friendly, straight-talking, and nothing’s too much trouble. I can’t imagine running things without their support.”

Verified Google review

Come and see us

Manchester born and based

You’re always welcome to come and visit us!

Let's get your invoices paid.

Tell us a little about your business and we’ll come back within one working day with a free, no-obligation quote.