Apollo Business Finance is a manager-owned invoice finance lender based in Manchester. We help UK businesses get paid today instead of waiting 30, 60 or 90 days, including the ones the banks won’t fund.
Apollo started in 2016 after seeing a common issue: too many good businesses were being turned down for funding over their size, their credit history or a CCJ. The high street banks and other lenders saw barriers. We saw businesses worth backing.
So we built a business that looks at the whole picture, funds on the strength of your invoices, and treats a setback as part of the story rather than the end of it.
A founding team of four has grown into a team of more than twenty. In March 2024 we joined forces with Team Factors as a sister company. The same approach that started it all still runs through everything we do.
Apollo is founded by a team of four, set up to fund the businesses high-street lenders turn away.
The team grows to more than twenty finance specialists, backing businesses across the UK.
A management buyout means we join forces with Team Factors as a sister company.
Over £115m funded to UK SMEs in 2025, with the same people who built Apollo still leading it.
Setbacks happen. A CCJ, a past insolvency or a lean year doesn't define what a business can become. We look at where you're heading as much as where you've been.
Our people take the time to understand your business and offer genuine guidance. When you call, someone who knows your account picks up.
Construction, transport, and new-start businesses each face different pressures. We design funding that fits how your industry actually works.
Simple processes and quick, in-house decisions, with facilities set up in as little as 48 hours and funds released within 24.
The Numbers
In invoices paid out in 2025
Backing businesses since
People in our team
Approval rate

Group Managing Director

Sales Director
One of Apollo’s original founders, now Sales Director and shareholder, with over 17 years in finance spent funding SMEs and building strong introducer relationships.
Who We Help
We fund businesses across the UK that sell to other businesses and wait too long to get paid. Some sectors we know especially well.
We turn your unpaid invoices into same-day cash.
Funding built for retentions, applications, and CIS.
Transport, cleaning, recruitment and many more.
“Working with Apollo has literally saved my business. They’re friendly, straight-talking, and nothing’s too much trouble. I can’t imagine running things without their support.”
Verified Google review
Come and see us
You’re always welcome to come and visit us!
Tell us a little about your business and we’ll come back within one working day with a free, no-obligation quote.